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Sunday Message · Fountain of Grace International · Pretoria North

The Inheritance Test: Will It Reach Three Generations?

Proverbs 13:22 says a good man leaves an inheritance to his children's children. Not his children - his children's children. Most people leave money. God is asking for more than that. He is asking for systems, character, and the kind of wisdom that multiplies what it receives rather than spending it back down to zero.

Pastor Ricardo Zaal · Fountain of Grace International, Pretoria North

The Pot Without the Skills to Cook

If you look in a cupboard and say there is nothing there, but somebody else can come in and make a full meal from the same cupboard - the problem was never the cupboard. The problem was the skill. You were looking for a ready-made meal. They were looking for ingredients.

That is the difference between leaving your children money and leaving your children wisdom. Money without wisdom becomes zero quickly. The lottery winner who has lived paycheck to paycheck and suddenly receives five million rand does not become wealthy - they become a person with five million rand and a paycheck-to-paycheck mindset. The mindset brings the money back to where it feels familiar.

Proverbs 13:22 - The Third Generation Standard

Proverbs 13:22 - "A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just."

The Amplified version adds something important - the inheritance includes "moral stability and goodness." It is not only financial. The question God is asking you today is not how much money you will leave behind. The question is whether what you leave behind is capable of growing without you. If the whole system stops the day you are not there, you have not left an inheritance - you have left a memory.

A good man leaves something that the third generation can still build on. Not something they spend and forget. That requires teaching your children how to think, how to save, how to manage, and how to build - not just handing them what you have earned.

Joseph's Coat Was Never Just a Coat

When Jacob gave Joseph the coat of many colors, he was placing favor on him. But he was also placing something deeper - a kingdom mentality. The coat was the outward sign of what was being built inwardly. Character. Wisdom. Systems for living.

The coat was taken twice. His brothers took it and dipped it in blood. Potiphar's wife took it and used it as a false accusation. Both times, the coat left his shoulders. But both times, Joseph remained exactly who his father had trained him to be. The coat was not the inheritance. The character underneath the coat was.

The person who knows how to get money will always find money. The person who knows how to manage it will keep it and multiply it. The coat is money. The character is the system. Jacob gave his son both - and only one of them could be taken away.

Proverbs 21:20 - The Wise Store Up

Proverbs 21:20 - "There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up."

Joseph did not wait until the lean years arrived to start saving. He used the seven years of abundance to prepare for the seven lean years. That is forecasting. That is the kind of thinking that saves nations - not just families. When you are earning, you are in a season of abundance. The question is whether you are building the reserve that your lean season will require.

Saving is not about the amount. It is about the consistency. Twenty rand a month will not feel like much. But twenty rand a month every month for twenty years, with compound interest working in your favour, becomes something your children can build from. The axe gets the tree down eventually. But the chainsaw gets it down faster with less effort. And the machine gets it down in three minutes while you are already moving to the next one. The system determines the outcome.

The Mindset That Multiplies and the Mindset That Shrinks

The person who has always lived with a hundred rand and receives a million will not stay a millionaire long - because their internal system still runs on a hundred-rand mentality. They will stretch the million down to a hundred without realising it, because that is the level they know how to manage.

The person who has been trained to take a hundred and steward it faithfully - that person, when given a million, will multiply it. Because the skill was already there. What Joseph received was not an advantage of resources. It was an advantage of training. That training survived the pit, the slave market, and the prison. By the time the opportunity arrived, the skill was ready to use it.

"The coat can be taken. The character cannot. Build the character in your children and you have given them something that no brother can steal and no accusation can remove. That is the inheritance that reaches three generations."

- Pastor Ricardo Zaal

Three Principles to Pass On

  1. Teach systems, not just results. Do not only show your children what you have - show them how you think. How you earn, how you save, how you decide, and how you recover when things go wrong. That thinking is the inheritance. The money is the by-product.
  2. Save before you feel like it. Joseph saved during abundance, not during lack. Start with any amount - the consistency matters more than the figure. Three types of savings: what you never touch, what you use for emergencies, and what you use to enjoy life. Never mix them. Never stop them.
  3. Build multiple streams, not just one. When the one stream dries up, what flows? If nothing flows, you have not built - you have earned. One income trading your time for money is not freedom. The goal is to have income that does not require your presence every moment to continue.

If you are in Pretoria North, come on a Sunday - these messages are preached live every week at Fountain of Grace International, 323 B Danie Theron Street.

Frequently Asked Questions

What does Proverbs 13:22 say about inheritance?

Proverbs 13:22 - a good man leaves an inheritance to his children's children, including moral stability and goodness. The inheritance is not just financial - it is the systems, character, and wisdom that allow what is left to grow beyond the one who gave it. If what you leave requires your presence to maintain, it is not an inheritance - it is a dependency. The goal is to build something that multiplies after you.

What did Joseph's coat of many colors represent?

The coat represented favor and kingdom identity. But its deeper meaning is seen in what happened when it was taken - twice. Joseph's brothers took it. Potiphar's wife took it. Each time, Joseph remained unchanged in character. The coat could be stolen. The man underneath could not. What Jacob gave Joseph went beyond fabric - it was a way of thinking and living that no circumstance could remove. That is the inheritance worth building.

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Fountain of Grace International meets every Sunday at 09:00 at 323 B Danie Theron Street, Pretoria North. Come as you are.

Read Full Sermon Transcript
Awak. Wonderful. We glorify Jesus. Just one question I want to ask you is there. If you die today with your great friends of children, actually thank you all over the curse you because you love them. Some of us have the tendency of thinking that when something should happen to our children, somebody else would look after them, but the thing is, if you look after them, you are the one that actually should be leaving them something that even if you die, you still be having that thing about knowing that they will be fine. I just, I was just reminded over the weekend, something that, not over the weekend, but during the course of this week. We went to my other doctors place and we had some time they spent some time there and I realized that we have done well because she's looking after self-not, just looking after self, but also have a few people that she's looking after. And I was like, wow, this is actually something that every mother, every father should do is to prepare their children for the day when they leave your house. That is where the question comes in when I say to you, if you die today with your grandchildren, thank you. I'm not talking about your children, I'm saying you're grandchildren because remember when you go to Proverbs 13, Leslie, Proverbs 13, verse 22. If you read Proverbs 13, verse 22, it says, a good man, leave it and inheritance to his children's children and the wealth of the son is laid up for the judge. I repeat this, a good man, leave it and inheritance to his children's children and the wealth of the son is laid up for the judge. So my question to you is, let me do this. Let me give you even a amplified version as well, just so that you can understand where I'm coming from. Proverbs 13, verse 22, a good man leaves and inheritance. You see, it says, leaves and inheritance, but then it comes with in black brackets, where it says that of moral stability and goodness. To his children's children, and the wealth of the son, find its way eventually into the hands of the righteous for him, it was laid up. Now, I don't want to focus too much on the two versions, but I just want to put a focus to you on this part. Number one, a good man. Now, when you're looking at the Bible, the Bible have a way of showing you two places when you're talking about men, it will say, woman and men. So it's not just men, because if you think that this is an exclusively man thing you're on because they it's a human being. So a human being that leaves and inheritance. So now we are back to the principles of Joseph and I want to show you a few things. Let me let me get into the thing that Joseph's father gave him. Now, what did Joseph's father gave him? He gave him a coat of many colors. Now, the coat of many colors represent favor, but also at the same time it represents something that we must know that is never about just the money, but it's also about the mindset. It's also about systems that get taken into place because when you give to your children money, they might just take the money and use it immediately. But when you give them systems to how to take this money, here you're talking about something else, because anybody can can can can get money. I don't know if you can remember that there's a wording that says, easy comes, easy go. That's the same thing with money. If it comes easily, that is why when you find some millionaires that was won the late lottery, didn't had money for three days after that when they won the lottery, they didn't have anything. So, it's not about them getting the money. So, don't get me wrong when I talk about the money three, but I want to talk about the monetary side so that you can have an understanding where I'm heading with this. Because some of you think that it's only about the money talking about prosperity gospel, but it's never about the prosperity gospel. It's about the principles that comes with the gospel. Because some of you don't understand that if you are going back to the Bible where the Bible says, look after the poor, look after the widow, and look after the homeless, then you should understand if you don't even have food for yourself, how can you look after them? How can you look after them? So, therefore you need to have some sort of a backup to make sure that you can look after them. And that is why I've entitled my message today so that you can understand this your inheritance going to the third generation is going to go to the third generation. And yeah, I'm not even bored at about the third generation, but let's look at your life as it is at the moment. Not for your children, but at the moment. If a good man live an inheritance for his children, children, may need to say that some sort of inheritance needs to be something that sustain you as well because how will you be able to get to your children's children if you can't even look after yourself? Come on. How do you, how do you live a life of looking after others, but not looking after yourself? Because the moment you don't look after yourself, you won't be able to sit with the situation where you will find a child. Because children comes from somebody who looked after themselves and grown to be come a father or a mother. So one of the principles of Joseph is the world building system of Joseph. Now, I want to come back to you and talk about the code with many colors. Now, when Joseph's father gave the code, it was not a code that should be seen as just a mere something because this is the code that also came to have the same problem. If I can say it's the same code now that got seen as a code of betrayal. Because now when Joseph got the code from his father, it was a sign of a failure upon him and also at the same time teaching him the ways to obviously help or be in help. Now, let me explain to you something. When you're looking at the beginning of when the code was given, then you find the same code that was given back to Joseph's father. As a sign of to say that your your child with so many dreams are dead now. It's a sign to say you have given him a code that shows, if I can say this way, let me say, it's breaking rights. You know, when I give my son a jacket like this jacket for arguments say, and whenever I'm no longer there, my son will then come back and say, wow, this was my father's jacket. Anytime he's wearing it, he will wear it with bright, or, or, proudly wear it and say, it will be belongs to my father. Then when you get something like that, and some of your brothers didn't get it, they will be jealous, and that is why this code code that Joseph got was a sign of jealousy to the brothers. They were jealous for you, but it's the same code that they then came back and thought it like making it to be bloodstained blood. Now imagine you are jealous and you want to give, you want to so much have this code, but you think it would blood and bring it back, but you can't wait anymore. So, but when you go to into the scriptures and you get actually to a place where Joseph now got me to a place where potty fires wife, scoot with the coat as well. Picture that, because now you're in a way, and she scoot with the coat, coat, coat, coat. Yeah, just picture that. You lost a coat before a coat that was, that was showing who you are. And some of us make the material things to make us to think that we are better than others. But can I, can I tell you, the jacket I'm wearing doesn't make me a better Christian than somebody that comes in here with a tissue. The, the, the uniform I wear I'm wearing at the moment, doesn't make me to have more place in Jesus' eye than somebody that comes in here with who's wearing a tissue. It has everything to do with you that inner being you. Because your coat, your clothing is not going to help you to go to heaven. Because it's not nothing that your clothes have to, you know, taking your clothes with you. Now let me come back. Joseph's clothes got taken, who was given by his father, but knowing that when he's father, getting the cloth, good, good. He taught him some things of how fever is being, but then when father, or put it for us, wife took away his clothes, he still didn't lose his character. So my question to you is, when you get everything taken away from you, will you be able to actually start again from where you are at the time where you have lost everything and still grow back to where you've been before. What I mean by this is that if somebody took away your company today, stealing your company with millions of rent, will you be able to get back to a company that gives you with millions again? I can guarantee you just because once you, you gain, of course, my idea of doing that. Take me to last year, I can earn my gift. Now my question to you is, if I can ask you, does the code had anything to do with Joseph's character or did he change his character when he didn't walk the code? And wanting I can tell you now, you never left this character. His character was still in debt. Now, let me, let me, let me come back to my message. Now, let me not, let me not go back to the message that I preached last week because I remember I was talking about freedom and what I accepted to you last week is that freedom has to do with something that you are free to go and do whatever you want to and money sometimes stop you from doing that. So you can't be free. Like, if I make an example, if your work is of such that anytime you're not at work, you're not earning money, then that money is useless because now you earn money through the time that you put into the workplace. So there's no freedom to that. I remember we had a conversation like that before that when we come from from your school, we were talking about something like that. Wow, I'm now reminded. Now, let me explain to you what I mean by this now. Somebody who is making money by cutting wood, let's say with an X and for every wood that he sells, let's say it's a bundle of, let's call it 40 kilogram and he makes 100 red with it. Now, when he does that with an X, taking a tree from the beginning and cutting down to the tree, do you know that by the time he made 40 kilograms of wood, the effort that he's put into that will not be enough because 40 kilograms of wood will take him longer to cut, then if he can use a chain saw, cutting down with a chain saw and use a machinery to break it down and then the machinery doesn't grow tired because remember when you cut wood, you use effort in your body. Now, when you use effort, your energy gets finished. Now, when your energy gets finished, it means that you will stop working. Now, let me make an example. If you get sick, you will not be able to earn any income because you are woodcutter, but let me explain to you something else. I had a conversation with the business owner and we were talking about business in general. And the one thing that stood out to me, the one thing that stood out to me is that he said one thing about entrepreneurs, they can go on holiday any time and work will keep on keeping on. Or let's say the money will still come soon. And then he mentioned other than business owners, they can't go on holiday because if they don't, they drop you standing still. And do you know what I wanted to say? I wanted to say get yourself into a system of not relying on yourself only. But I stopped it. I didn't say anything. I just talked in my mind. Let me leave it because it's somebody that I, I saw for the first time. So, I saw this guy for the very first time for the very first time. And I'm thinking to myself, I'm not so sure, should I? Actually, check day in the garage, I think day in the garage is still some issues. So, I look at this guy as if to him no one. The thing is, what you need to do is, you need to put some systems in place that doesn't make every time whenever you know the round the job is standing still. Don't let that happen. But I didn't say it. So, let me explain to you what I mean by this. When I make the example of the wood cutter, let me let me come back to the person I told you about about the wood cutter. So, when you cut wood with an X, and you get paid for every 50 kg of wood that you cut, cutting a tree down with an X up until it gets into pieces takes longer than what you use a chain saw. Now a chain saw will cut quickly one to three. You done? And then you have less time and energy that you spent on cutting the wood down. But now my question to you is, when I look at the cutting down of the tree in monetary value, the quickly you find out to cut the tree quicker, the more money you can make. I mean, just picture the chainsaw. Just picture the chainsaw. How long it will take? Now, let me come back to another one again. And now I'm telling you, even the chainsaw is not faster than a machine. So, let me make an example. They come wood than America. I haven't seen it in South Africa. I'm not sure if it is here or it might not be. But you have a machine that do this to the tree and then it's almost like a shovel, that it puts next to the tree and it takes out the tree. Then it takes three minutes to take down a big tree with root and all. Then on top of that, you get another machine, you put it in that machine, the machine struck the whole thing, cut it into the pieces that you want. Quickly, it can take you to cut 103s down in one day. And then what it means is that 103s that you cut down in one day makes more money than the guy with an X. So, this is why I come to you and say to you that freedom has nothing to do with, if I can say this way, it has nothing to do with you thinking that I'm free, but trading your time for money. You're not free when you do that. You definitely not free when you do that. Now, getting back to my message, I was telling you about how this cut that Joseph received. So, when he received the coat, do you know that he didn't just receive the coat, but he received something that whenever his coat is taken off, he doesn't lose his character. Let me explain a little bit further. Now, when I say he didn't lose his character, the second time when his coat was taken off again, was by 40, 40 fast wife. And you know, 45 fast wife's failing with this coat in his hand, in her hand, didn't change Joseph's being. So, Joseph's father gave him that even if your coat has been taken away, your character is still intact. So, a good man, leaving inheritance to his children's children, meaning not to say an inheritance of monetary value only, because the systems that help you to become like I said, taking a hundred rent and making it a million because you've been a millionaire forever. But when you're looking at it, taking a million rent and making it a hundred rent because you have never seen a million before, you only are used to a hundred. This is why it's systems that you need to put in place before you're looking at the monetary side of things, coming back. If I look at you today, I need you to understand that when we're talking about your children, children, if you don't look after yourself, if you can't look after yourself, how will you be able to look after your children's children? You say, you say, a goga, I'm asking for a five-ranked goga said, you come with all the stories why, but at the end of the day, there's nothing to do with that. It has everything to do with how you train your children, not just your children, but your children as well. Now, let me quickly go into a few, into a few principles that I would like us to go into. One of the principles is to save and invest for your future. Now, some people don't understand that when we're talking about saving invest for your future, if I teach you how to fish, I literally give you a treat for life, but if I give you a fish, I teach you how to eat it. I have not teach you anything about how you will be able to go far in life. Let me make an example. If we are looking at your life today, see where there were sometimes that you've learned a way of how you will be able to sustain yourself. You see, when I talk about sustaining yourself, I'm talking about taking flower, a little bit salt, water, yeast, make bread. Now, when you can do that, you won't need mama every time. Day before yesterday, yesterday, day before yesterday. Day before yesterday, I was in the room and I'm thinking to myself, I'm hungry. And it's early in the morning, but because I'm hungry and I'm busy working, I'm thinking, how will I be able to cook some food or do something if I'm so busy? I'm thinking, what if I live here? I don't have enough time to finish the job. Do you know mama, the next thing my son asked me, do you want pancake? And I'm like, yo, and I'm really hungry now. And when I saw this, I was happy in my inner being, thinking that, wow, we teach just children, great things. And when I say great things, I'm specifically talking about the skill to make food for yourself. It's a skill that I can tell you now. Others are hungry, not because they don't have food. Others are hungry because they don't know how to cook. It's not because there's no food, there's flour, there's money, everything. I had a, let me know, I had somebody that looking at the cupboard and says, there's nothing in the cupboard. Nothing. By the time you come and you do one, two, three, we all eat full meal, full, full. But there was nothing in the cupboard. I don't know, do you know somebody like that, be sure. It's because what they are looking for is really made meal. I just want to go into the cupboard, take out the eat. Not, I want to go into the cupboard, prepare first and then there's a difference. So what do you teach your children? So that they can teach their children? Don't be like, also like this. There's somebody that, every gathering, they will always ask, wow, the food is nice, this is nice and everything. But every time whenever we come here, your meat is so small. And then the one says, no, she cut off the pieces, the sides. And the one is saying, no man, why are you cutting off the sides of the meat? And that one says, no, I, I saw it by my father, no, by my mother. And she said, oh, okay, you, your mother is there, is there? Let's ask, then the next thing, she going ask the mother. Mama, why did you always cut off this pieces of the meat? She said, my son, the problem is, I had a small pen to bake it in. And that is why I had to cut off the pieces. Wist of money because what you saw, your father did, and your mother did, now you do the same thing, not thinking for yourself. Because now you sit with somebody that says, I've seen my mother did it. But at the end of the day, it was never about the way it was done. It was something that, the, only the, the play thing that you put the, the food in was smaller. Now you make your children children even to think small. My question again is, are your third generation going to look after their third generation? Because in building wealth, you need to get them to know systems, save and invest. Now, the principle was simple. Let's follow, take a foot of the harvest of Egypt during the seven years of abundance. So this storage meaning of putting the, the, the, wait, uh, provokes 21. Let's quickly go 21. No, let me use the, the one that, provokes 21. Hey, yeah, provokes 21, reading 20. I'm not going to read all of it. I want to say to you, no, let me say 21, 20. This is the wise. I mean, there is treasure to be desired an oil in dwelling of the wise. There is treasure to be desired an oil in the dwelling of the wise. But the foolish man, spend a little off. Another translation, the wise to upchoice of food and all of oil. But foods doubt this down. So when you save today, I want you to use the principle that can help you with the few things. And I will explain to you what I mean by that. Set aside 20% of your income and put it away. Also try and invest in some places where you find growth, like company investment, you know, like things like that, right? And then try and run away from reckless spending. Did you, yeah, I said reckless spending. I didn't say spending. Because remember, some of the things that we do in spending, it is not reckless. Food, and clothing is not a reckless spend. Because we need food. We need a shelter. So whenever you do that, but my question to you is there are certain things that you must understand that it has to do with recklessness. So let me explain the thing about saving. There is a mind said behind it. Let me explain to you what I mean by mind said. Now, the Bible says for those who have more will be given. But this, that is a nice scripture, right? You remember the scripture about the talents. When you have more will be given. But when you don't have, even that which you have will be taken away. So there is a mind said surrounding that as well. That when you feel like you have enough, there is no mind said of lack. Bro, do you know, let me explain to you this way. Do you know that when you have felt the rent and it's your last, you are afraid that it will get lost. You are so afraid, you will, you see, you feel the rent like this. You will fall with, you will fall with, you will even make it to put it safely. In that mindset, it's a mindset of if I lose the lost mentality, make it to lose even the more. And let me explain to you. Let me, let me go a step further. If you have a one rent and you lose 40 cents, it's hard. If you have 10 rent and you lose 40 cents, you won't be that hard. You won't even bother. If you lose 100 rent and you have 200 rent, it's painful. But when you lose 100 rent and you have a 1000 rent, it doesn't pain that much. Now, the same thing happened if you lose 100 rent and you have a billion rent, you won't even feel it. But the mindset of loss is a big thing that we need to understand. Because when you start saving, your mindset is that I have not, I don't have. Because anytime when you're looking at money, you will say, I have 40 rent. Now, it turned into 100 rent. Now, it turned into 150. Now, it's coming a thousand. So, the more thousand rents you have in saving, the more you won't bother yourself in whatever you lose. Because it's a mindset. Save an investment. It's something that I can tell you now. The Joseph knew when he spoke to them stating that this is what you do. Because remember, he got the dream. He didn't got the dream. I was going to say he didn't got the, he didn't spoke to the big forces and tell them, no, don't worry. He interpreted a dream that made him to have vision to forecast already. Do you know that this can also be a part of a principal, forecasting? Wow. And I don't have this even in my notes of wealth, money. But this is a principal that I can tell you now. Okay, let me go back to business quickly. Let's talk about business. Now, business have a season up, season down, season up, season down. Now, I am in the car business, like motor, motor motor business, where is the selling of cars? Is the thing that makes me to make more money? Now, there's a season that the selling of cars is so high that at that time, we earn more money. So you will always focus your targets to make up those months for the months that there's leg for. So forecasting is a part of wealth, money. If you don't safely invest for times where it's tough, you will struggle. So, Joseph spoke casting of the seven years and the seven of our bad years helped him to the seven of bad years. Let's call it a linear year. That's the principal, eh? Now, how do you save? I need to understand something, eh? Saving is never about the amount of money that you save, but it's all about the consistency of doing it. We shop 100 rent every month. It's a lot. And 100 rent you own even feel it sometimes. But the more consistent you get to do that 100 rent, by the end of the year, it's a thousand 200 rent that you've saved. But just let's call it for steering. Let's not call it a 100 rent. For steering won't take, it doesn't break the bank. But the consistency of saving, that's what matters. Don't let, don't let the thing of one month, I don't have money. The next month, I don't have money. Don't let that stop you from saving. I don't know what's happening now, but it's cool today. And I'm so old. So, if I can explain to you this way now, start making a commitment to save. Don't save, I will save whenever there's money. Don't start doing that commitment and do it. By the time when you really don't have the money, knowing that you will do it. And the more you start doing that savings, I can guarantee you now. And do it like this, have like a few kind of savings. Don't just have one kind of saving. If I can advise you even do it in four parts, I will explain why I saved four parts. One of the parts, let's say let's say let's say let's make three so that I can just give you, I just want to give you the brief of it, not the whole entirety. Number one, you save for money that you will never touch. In your entire life, you will not touch it. You will just keep on saving it. Then you save for any days. The things that you know that will happen. And number three, save for having fun. And I'll explain to you why I saved three, put it into three. You use a third of your savings if you save for arguments say 90 bucks. I'm using 90 bucks because Metz is not mixing sometimes. I'm using 90 bucks just so that I can have the third correctly. I hope it's not going to kill me in front, but let's use the 99. You save 30 bucks. You know you're not going to touch it. Then you save 30 bucks for the time when the card doesn't want to go. Suddenly there's no electricity at home. Suddenly the kids shoes went that one. Then the third one is to save when you go out for holiday or spend some time with the family to eat out or whatever. You understand? Now the reason I'm saying do it in this tree is that saving doesn't become a burden to you. Because you don't see the fun in saving. As it turns, wish I could have known these things some years ago. 11, if I give you 30 bucks, net 30 bucks, knee by any net 30 bucks. The first thing is is going to be vapors, vapors, knee. All I'm saying to you is that start mentally preparing yourself to commit to a figure that is not high. Never commit to a figure that you know by the time when things are tough, you will lose that date. You will lose the, let's say, call it a trend. If I could, no man, it's a trend. Yeah, you will bring the cycle. Never do that when you know. If I say I'm going to save 2000 rent a month, wait until the time the commission is not good. I won't be able to save 2000. Now I'm not going to save because I'm going to think of a bigger amount. And because of the bigger amount, you know, Satan. He has a book. He does this book every time whenever, whenever there's no money, Satan, he can book you, he said no man. He checked that, that should. That shoe is exactly 2000 rent. And it's on promotion. It used to cost 10,000 rent. Now today, 2000. Let me not save. Let me take it. Because if I save it now, next time I won't find this day. Do something small. 20 rent is a saving. 30 rent, 40 rent, 100 rent is a saving. And for the kids that don't get any suck health, that's why I'm saying savings, that don't get any. Don't worry about 100 rent. Just take five rent or two rent. Put it inside. Piggy. Do you know Piggy? My kids doesn't know Piggy. But they've heard about Piggy. You know that Piggy thingy that we, we used to have a pink or whatever Piggy some years ago. And then that pig, we put in, we put some money in there. Piggy. Piggy. Oh, you see, you even know it, man. How old are you, man? 7. You see, 7 years and you already know. Imagine. So you put. And now all time you and now all time you and now all time you. My name. My name. Yeah, I'm old. Oh, what's up? Okay, fine. You are okay. So when I look at that, it shows you a trait for life. You will not, once you do it at a young age, I can guarantee you now. You will be, when you are older, compound interest will be in favor of you. It's, no, no, no. I don't want to do this compound interest because compound interest is is something, no, let me explain it to you quickly. What is compound interest? Compound interest is that you save a tenant for a year, the tenant may 2%. So it's a 12 run. Then instead of getting the 2% now on a 10 run, now it's a 12 run, you make now. So, okay, it's a run. So now, when you're looking at the 12 run, not a 12 run is 2% of 12 run. How much is it? Okay, now, I can't submit a petition. What I'm trying to say is now you have a 12 run, so the compound of 12 run, let's say it became 14 run for I can say. Now, 2% on 14 run, now it's 16 run and 2% on 16 run, now 18 run. You, you see, and I'm not saying it right, please don't get me wrong. I'm just giving you an example, I compound interest is better than what I'm saying to you now. It's, it's a total different bulky. So when you start at the age of 5 years that he is saving a 10 run the month, by the time he's my age, he's not just going to be a millionaire, but he might be a billionaire. Because 5 must I give my age? No, wait, wait. 5 minus 41. 41. 41 years you are saving 10 run every month, I mean, age, that's going to be a lot of money. So this is why I'm saying to you, when Joseph was saving that 7 months, I mean, 7 years of good times, what it is that I have guys, let's not be this fools that got this down. Let us be the ones that is wise because of Proverbs 21 verse 28 says, the wise store up a choice of food and olive oil. So meaning to say that when, when we're talking about, I should go get you some open. When we're talking about your children's children, according to Proverbs 13 is a Proverbs 13 22. What was the proof? Yeah, Proverbs 13. I was talking about, yeah, Proverbs 13 22. Yeah, Proverbs 13 22 says it as follow, that this is a good man, leave it in inheritance to his children's children. Not his children, I mean, your pictures, pictures, what's the idea that you are in example? Thank you. Imagine the world is my daughter, and now I'm, I'm putting the world, this world, what does that actually, what does this world mean? Yeah, now I'm putting the world, nah, I'm putting the world on, what can the ones try, it's not me, do well, do well. Because it's also a, it needs to be a, okay, now Lakers is coming, and now, I'm putting the world to Lakers, do you think the one will be happy? The one who will fight me even if I'm in my grave, because I've not left anything for her, you see, so she won't leave me if I've not left anything for her, so this scripture goes deeper into just leaving an inheritance to the children's children. Because the thing is, you need to have a wealth-building system that comes from that child, from yourself to that child, to this child. And remember, I've not talked about their inheritance, it's not about the money, it's about the systems that get taken into consideration. Because the system is that, once you become a millionaire, you will stay a millionaire forever, because millionaires know how to make a millionaire. If you've not been a millionaire, the unfortunate part is, you are only a hundred millionaires, you're a hundred millionaires, they give you a millionaires, you come down to your hundred millionaires again, because you have not been taught how to manage a hundred to make it a million. So that's where the difference comes in. That is why I'm saying to you, when I go back to Joseph's father, when Joseph's father gave him the coat of many colors, which was the coat to shape, I'm putting on a kingdom mentality over you. When you put on that kingdom mentality, then he came to Pharaoh's wife, and he also took two of this kingdom mentality, trying to trick him. He didn't lose his character. He didn't lose his character, because imagine what would have happened if Joseph would have given him at that time. Imagine, now we wouldn't have talking about this Joseph that can save so much lives. So the principle of love building is to make sure that you teach your children systems, and don't teach them the thing of yes, your fish eat it. Because yes, your fish eat it, it's a one mill, but here is the fishing rod. This is how you do it. It's a mill for life. That's where the difference comes in. I'm reminded me that whenever we want to start saving, when we want to start saving, this is what comes up. A deki that you've been wearing for years, drop up, I'm sure, that one I can't explain to you because it's the African save, what's the one? Yeah, deki, drop up. Imagine, she will, now suddenly there's no deki in the house. You wanted to save. It's on promotion, it was 10,000 now, it's 2,000 and it's exactly 2,000 you wanted to save. That is why I'm saying to you, when you start saving, don't look at big savings, start with small, and try and increase it at least on a yearly basis, even if it's just 1%, 10,000 for a year is 100,000. Next year, if you make it another 1%, can you see what I mean? These are the things that I'm saying to you that Joseph was taught by his father, not knowing it, and knowingly because remember he was young at the time. So when he's further giving the favor of the code, it would favor on him. While the same code was a problem for his brothers, and when his brothers were, were, were focusing, same, we must take this code and kill him. We take it, they couldn't even have it, they the same like Joseph, was that I drew us, taking the money, but transfer it because it killed themselves. Tures had the money, but he didn't have the mindset to spend it because of the problem is, when you got the money, do you know what was the problem? The problem is, the way he got the money, he couldn't spend the money and it killed him. Can you see, Bishop, I give my son money, you go and challenge him, you steal, everywhere he goes, you steal more, because I've not took teaching him how to get the money except for stealing from somebody. That's only one principle of touching, and I thank you, but this is what I want you to take home today. Is that anytime, whenever life gets hard, don't go and look for the money to save your life. Go and look for the skills to save you, because money is about just for that time. Money has a end time, but skills doesn't. Do you know, Bishop, skills doesn't finish, I'm still reminded of somebody taking out gearbox and say, will you be able to take out this thing? And your skill, one man, gearbox out, not even with a sweat, because of the skill that you learn how to take out Farcop and say, I don't know the English word for that thing. We call it Farcop in Africa. But it's the skill that you have learned how to, and it stopped you from having too much time to spend on something where you could have done more money somewhere else. And I think I will leave it at this for today. Can I just use one more, one more? The Bible says, so you'll see it in the morning and at even let your hands not be idle for you do not know which will succeed. Now, when I saw in the morning, it's my day job. That's my day job. I'm done. At night, I'm sleeping. Do you know that by having one income, you get sick. It's called it's finished. The Bible says, let your hands not be idle for you do not know which one will succeed. So if there is a multiple ways of getting money, an example, sorry, let a no example mark my two, but I'm just saying, but laid off at the time, it's not necessary to get laid off, but yet you lose one stream of income. You didn't lose another because there's so much more that he can still do. So one of the things I can tell you now, when Joseph came, he didn't have one stream of income. And that stream of income was the savings that he saved on the plenty of days. Let me explain be sure. Do you know this, this Joseph we're talking about? You said to the guy, you need to sell whatever you have in return for that. And then what he did, the guy come with out home, like lots of them. And once everything was sold, he couldn't sell anything because he doesn't have anything. Now he had to sell himself as a lever to have some money, I mean to have something to eat. But if he had had at that time, other ways and means of getting more of something, it wouldn't have stopped him or it wouldn't have stopped the flow of having the time where it was, it's all my tongue now, lean years, yeah, lean, lean. Like when it was lean, that time, be sure. If I look at the, what is this thing called, stop market? Do you know every day somebody wins with stock market? Every single day, there's somebody who's winning. But every single day, there's somebody who's losing as well. The one that wins have a diversity of portfolio because when electricity is going up, solar, wood, wood, solar, wood, solar, wood. It's no, when electricity goes up, the loose, people don't want to buy electricity, man. I'm trying to explain. So when electricity is high, people don't want to buy electricity, they then go to solar. So when this is up, this makes more money and this guy comes down with the money. Makes sense what I'm trying to say now. Yo, the way I could refuse myself there, even forward. It means that instead of having only doing generated electricity from ESCO, now have other portfolio that you sow into. So you're sit in the money that you sow into. You see, and when you're sow into debt and in this, making that thing with which I was talking about, saying, use the savings. Now, use that savings and making plan like this to make income. And remember one thing there, the problem that most people is having there is that they trade the time for money. And if you trade your time for money, the day when you are sick, they won't be any money coming in. You need to have what we call a passive income. Now, what is a passive income? It's something that you don't actively are involved in. You are involved in because remember, there's no such thing as passive income. You need to have to do some sort of work. And what is passive income? I want to make an example. Yeah, let me make an example like this, buying a house and rent it out. It can be a passive income. It doesn't mean that you're not doing anything because remember any time the guy is a ghost, you need to come and fix it. But it's a way of, it's not going to be a frequent thing every month, this problem that you need to resolve. It's a some sort of a passive income. Bishop, that thing of side hustle. It's a nice thing. But you know that the guy I spoke to earlier during the course of this week was making an exception, saying that you find an entrepreneur and you find a business owner. And it's literally in my mind. I might be wrong. Please don't get me wrong. In my mind, it's the same thing. He explained it and entrepreneur can go on holiday for months and business will still run. While a business owner can't stay out of work for three days and his business will fall down. It's all about setting up systems. Why do you work for yourself? You create another job who's ever? Job application, job description. You leave the job that you work for. I'm working for insurance as an area manager. I leave out insurance with a job description of area manager. I start a business to be a business owner. Not a CEO of the business. I'm owning the business. You know what is owning and what is working in your business. Because when you own a business, it doesn't mean that you have to stand up every day, clean yourself, put on a tight loop, nice and come in and say it. Okay, for today we do want to get people to work for you. Don't work in your business, work on your business. That's the that's when the difference comes in. So, I have an extra or multiple streams of income is what I'm talking about. Do you know that there's something I can tell you now? I've been running a company called Aran Artreed. For the past three years, I didn't receive a lot of money from it. Probably, let's call it on an average 2000 rate of month. That's average, never. But you know, I only spent half an hour a month working on the company. Four of course, in between like how are you, shop, put up whatever. Just now and then, I check up. But it has been running. I personally got a 2000 rate. Not much. You might think it's a lot, or you might think it's not much, but to me, it's those days when things are tough, that that kind of money comes in help. You know what? Hopefully, don't give me a broom. So, now my question to you is, do you have some sort of a skill that you can use outside of your day job? Do you know, I also do coaching. I do consult as well. I do consulting. I consult with people. They never paid pay me money. Let me explain. Maybe you might take a shmara demon. I would go to a dealership and a person will ask me something about church. It's most of my, it's my fact course, it's my passion. I don't know how to explain it, ma. You know, when somebody asked me something about Bible church, what? It's my passion. I will give them advice to the teeth, consulting with them, how to? You see, I have not asked any money for it, but I've been doing it ever since. I don't also talk a conversation hard. But it's something that you're okay. I can't even look no later. Yeah, that's actually nice. It's something that I can use to make money as well, because it's something that somebody will take, give me money if I can give them advice on how to run a business for argument say. I know, I know how to run a business, although I don't, I don't have a big business end. What do you call it? I'm actually lying. I have two businesses, three businesses. One is not making money, because I'm using it as a, you call it like a, it's almost like to create awareness for people to know about me. It's free marketing for me. Yes, yes, I think that's yeah. And this is my coaching business. I coach people for free. Then I have an internet business where I sell websites. I sell social media marketing. And I, I'm, I'm promoting myself again. You see my, same like last week. I'm doing the same thing now. Okay, but let me leave it at that for today. All I'm saying is get yourself something that is extra. Just like Joseph manages or managed at that time. Egypt's economy. Successful entrepreneurs of today, they have a diversity of portfolios, a diversity of income, a diversity of, of, of creating wealth. Where do you see yourself creating that? Accept from your job. Because there's so many more things that you can pay for. Nobody has to struggle in life. Dye coding will give you a lot of money, but never do for free. Don't. Because the moment you start doing it for free, people will value you. Lisa, are you small small, they they put your value down, rather charge 13,000 rent. A website. And I can tell you now, people will be more eager to pay for your phone. Okay, Bishop, you might sit on, on gold. What you had in mind is gold. The way he is eager, is gold, but I'm telling you today to don't, you, let's say, to build up a portfolio, do one for church, one for daily, for his business. And one for somebody that you think is like, you must be an influencer or somebody who a person with influence. You know, like, let's say, you go on on on on what is written, TikTok for arguments say, you have like a hundred kilo followers. You do it for him for free and say, all I'm asking you is just mention my business. That's the three things, maybe. Once you do that, no more freebies. You have your portfolio. You said, I've done for this one, I've done for this one, I've done for this three. And it will come. Once again, I've spent 20 minutes over time, but I needed to make sure that this last one are also included as well. Next week, you, there's seven more, Bishop. I'm not standing on, I'm not standing on 30, some plus, or 30 plus principles. And this only from Joseph. So let us leave this one for today. I've been your father, worship you, I praise you, I'm exalt your name, I love to name up high. You are the great high priest, you are the king of kings, you are the Lord of Lord, the lady of the valley, sweetholds of servant. You are the one that every time whenever we come to his service, you show up and you prove to be gone. And therefore, in this week, as we go through this week for the guy, prove to everyone under the sound of my voice that you are God and you are a provider, you are the one that will show them where ideas come from, the one that will show them wisdom to let that ideas speak in the mighty name of Jesus Christ, our Lord and Savior, with much thanksgiving and praise, amen and amen. Be sure, please, I thank you God, with this, and with this Christ, then I will God, and this week fellowship of the Holy Spirit, rest in the power of the Lord, the Holy Spirit, Holy goodness, and the Holy Spirit, for the last, all the days of our lives, and you shall dwell in the house of the Lord, in the name of the Lord. Amen, amen, amen. Amen, O Lord, God.
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